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Employers hit by rising health costs look to high-deductible plans


There’s a good chance during open enrollment this fall that you will be offered a high-deductible insurance plan with a savings account โ€” if you haven’t already been nudged into one.
Increasingly, employers are offering this as a way to rein in their health insurance costs. The high deductible means lower premiums, benefits experts say. And employees โ€” confronted with the prospect of potentially paying thousands of dollars before insurance kicks in โ€” are less likely to run to the emergency room for minor problems, which also keeps costs down.

Read More ยป [baltimoresun.com]

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